Credit cards, student loans, medical bills and buy now, pay later: what the latest data and rules mean for Florida households carrying debt.
The U.S. Department of Education paused wage garnishment and tax refund offsets for defaulted student loans. The pause is temporary, and no new date has been set.
Education and Treasury launched a Defaulted Loans Support Center on September 30. What it offers, and how the auto pay rate cut fits in for borrowers leaving default.
Fifteen states and D.C. now limit medical debt on credit reports, but Florida is not one of them. Florida patients still have collection protections worth knowing.
The New York Fed's Q2 2026 report shows total debt edging down while credit card and auto balances grow. What the numbers mean for South Florida borrowers.
Florida had the worst state foreclosure rate in the first half of 2026, and starts are climbing. Here is what homeowners behind on payments should know.
In Pung v. Isabella County, the Supreme Court held that a former owner whose home is sold for unpaid taxes is owed the sale surplus, not the home's market value.
The Education Department is telling SAVE borrowers to pick a new repayment plan. The timeline, the new options arriving July 1, and how to plan the household budget.
RAP and Tiered Standard plans open July 1, autopay borrowers get a 1 percent rate cut, and defaults reached a record 9.16 million in April.
A Fort Lauderdale federal judge froze assets of an operation the FTC says sold fake PPO plans, leaving some buyers with substantial medical debt.
Early IRS figures show the average refund up 14.2 percent from last year. How households carrying debt can plan a refund, and how refunds are handled in bankruptcy.
A federal judge ruled on December 30, 2025 that declining to request CFPB funding violates her injunction. A look at what the fight means for consumers with debt.
Shoppers used buy now, pay later for a record $1.03 billion on Cyber Monday 2025. A look at why these small installments can add up and how to keep track of them.
U.S. household debt rose $197 billion in the third quarter of 2025 as student loan delinquencies stayed high. What the numbers mean for Florida households.
